This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject
to change without notice and may be subject to pricing add-ons related to property type, loan amount,
loan-to-value, credit score and other variables - call for details. This is not a credit decision or a
commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage
insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be
available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking
into account such items as interest, most closing costs, discount points (also referred to as "points"), and
loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your
monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage
(ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly
payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down
payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are
for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no
warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied
warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole
risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or
related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or
punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is
aware of the possibility of such damages.
I have built a career as a real estate listing specialist—which means I have the expertise to get your home sold to the best buyer at the ideal price.
As a rare Asheville native and with more than 17 years of real estate experience working for top companies in the country, I will provide you with the most detailed insights into the local real estate market. At your side, I will develop the most innovative and complete marketing program to help sell your home quickly and with the highest yield possible.
I also bring to your listing more than 25 years of experience in the luxury hospitality field. I have worked for the top names in the industry, including Four Seasons Hotels and Resorts, Intercontinental Hotels, and Westin Hotels and Resorts. In 2010 after 18 years in Atlanta, I moved back to Western North Carolina to become the sales director for the luxury condominiums at 60 North Market Street in downtown Asheville.
I enjoy working for Beverly-Hanks & Associates, the most sophisticated and service-oriented real estate company in the region. I look forward to working for you, your friends, and your family, as well—now and for many years to come!
I was born and raised in Asheville, NC, but my early career in luxury hospitality took me to locations around the world. I lived in Switzerland for two years while completing my Master’s in Hospitality Administration. However, in 2000, I received a unique opportunity to move into the field of real estate, and the rest is history! Now, I have made this amazing city my home base for many years to come—truly a full-circle life experience!
When I’m not working with a client on listing their home, you can find me singing with the Asheville Symphony Chorus or attending the First Congregational Church in downtown Asheville. I love to volunteer with Manna Food Bank and Asheville Downtown Association and spend time playing Debussy or the classics on my piano in my spare time!
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.